Whether this is going to be your primary residence, a second home or an investment property, securing a loan is the most crucial step when buying a home. We will guide you step by step through the application process and review all options you have to meet your goals. Our advantage against the countless lending outlets is our knowledge of the current banking and underwriting guidelines, access to the lowest rates across all lenders, and expertise in structuring files to make sure your loan closes with no unexpected stipulations.
Should I get pre-approved before looking for a property?
You don’t have to apply for a loan before looking for a property, but it’s a great idea to get pre-approved before you start home shopping. When you get pre-approved, you know ahead of time how much house you can afford, what you can expect your monthly payment to be, and how much money you will need for the down payment and settlement costs at closing. And the best benefit is that Real Estate Agents and sellers will take your offer more seriously if you have been pre-approved.
Let one of our experienced, licensed, mortgage loan specialists help you today.